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當客戶臨時需要資金週轉時，遇到房貸遲交狀況，又或是不想轉貸原本的一胎房貸時，用同一間房屋再次做第二次的設定抵押權而取得資金，即稱為「台北房屋二胎」。合法的貸款公司在對保前是不會需要你的身分證證件的正本！也不需提供存摺培養進出記錄的。�

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